Bob Ravasio — May 3, 2009, 9:55 am

First Time Home Buyers Workshop

We still have space available for our free First Time Home Buyers Workshop this Wednesday, May 6, at 7pm.

We’ve done a couple of these this year, and the feedback has been excellent. We’ve refined the content to make it more valuable, and give buyers the kind of information they are looking for.

The format is pretty simple. Bill Shine, owner of William Shine Company, a large accounting firm in San Francisco, will talk about the benefits of home ownership from a tax perspective. He’ll talk about the tax credit available for first time home buyers, tax deductions, and how to build equity. We consider Bill a real expert - he owns 33 pieces of real estate!

Anjie Kallas of RPM Mortgage will talk about how to qualify for a loan, what you need to do now to clean up your credit score,  loan programs and their costs, and most importantly, FHA loans. FHA loans are suddenly very popular, as you can purchase with as little as 3% down.

Pat and I will review the steps in the home buying process, including how to search for a home, working with a realtor and what it costs a buyer (the answer - nothing!),  home inspections, the escrow process, and closing. Importantly, we’ll also discuss how to get the best deal on a house in Marin.

Finally, we’ll review the best deals out there right now. And we know where they are. Pat and I each see about 20 properties a week, and our Buyer’s Agents, Rick Smith and Dino Wilson will also be there to answer questions.

We’re also available to discuss the merits of various towns, microclimates, commute times, whatever is necessary.

The whole program will run about 90 minutes.

Send an email to bravasio@fhallen.com if you’re interested in attending. It will be time well spent, and give you a leg up in finding a home at this amazing time in the market.

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